Safety tips for your teen driver Car Safety Features

Even after teens receive their licenses, they’re still in the process of learning how to drive. We can help with some valuable safety tips.

Teaching safe driving starts long before your child gets a license and continues well after. Follow these tips to help teen drivers be safe drivers. 


teen drivers

Caring parent teaching son how to drive car, spending time together, family image by USAA 



Start young

Long before they get their permits, spend time with children in the car to begin educating them on do’s and don’ts.

Reinforce learning

If your teen is taking a driving course, show interest in the program. As they progress, ask what they’re covering. Your conversations will help the lessons take hold.

Keep taking turns behind the wheel

Continue coaching after the license. It’s important that parents continue to actively coach young drivers during the first few years of driving. Regularly ride with your teen to observe and provide pointers.

Lead by example

It may not always look like it, but when you’re driving, your child is observing you too. Promote good driving by doing things the right way.

Put them in a safe car

It’s natural for kids to yearn for a muscle car or a pickup that sits high. It may not make you popular, but safety should come before bragging rights. A safer car can also cut your insurance premiums. Whether it’s new or used, pay close attention to safety features and ratings.

Promote distraction-free driving

There are three types of driving distractions:

  • Those that take your eyes off the road
  • Those that take your hands off the wheel
  • Those that take your mind off your driving

Texting is a potentially deadly combination of all three. Encourage your child to use an app that mutes incoming texts, calls and notifications while the vehicle is moving.

Give them skin in the game

Consider telling teens on your auto policy that, in the event of an at-fault accident, they’ll be responsible for covering the deductible or any resulting premium increase. Also consider creating a teen driver contract to make sure they know their responsibilities and any consequences. Drive home the seriousness of safe driving.

Teach good passenger habits

Being a smart rider means avoiding distractions and blocking the driver’s view. It also means not tolerating dangerous habits of their teen friends behind the wheel.

How USAA Insurance

USAA is with you and your new driver — from their learner’s permit to their independence. We can help you give your young driver the tools and confidence they need to succeed.

Get ready for the road

Feel better knowing we have you and your teen covered when they’re driving on their own. We’ll always be just a click or call away with USAA Roadside Assistance.

Your auto premium may not go up after your teen’s first at-fault accident if you get accident forgiveness protection. Learn more about auto insurance for teen drivers.

Get out on their own

When it’s time to let go, we can easily transition your teen off your policy and onto their own. Children of USAA Auto Insurance policyholders may qualify for a 10% legacy discount.

Car insurance discounts for teen drivers

You may be able to reduce the cost of adding a teen driver to your policy.

  • Driver training discount: Save when eligible drivers complete a basic driver training course.
  • Safe driving discount: Save on premiums by maintaining a good driving record for more than five years.
  • Good student discount: Save when your teen driver brings home good grades.
  • Multi-vehicle discount: You may be able to lower your premium if you add another vehicle to your policy.
  • USAA SafePilot discount: If you live in an eligible state, you could save with our safe driving program.